Thursday 8 December 2011

Compensation claims after traffic accident

Areas of law: transport law, insurance law
Legal Tip of 12/06/2011
When claims after a traffic accident is a distinction between material
and immatieriellen of damage. The second group is often dubbed the
"smart money" while hiding behind the first-mentioned term is not only
property damage, personal injury, but that can be specifically
quantified.

In the area of ​​personal injury, there are some items that are often
underestimated or not even made claims. This is especially true with
regard to the so-called housekeeping damage. This included alongside
the budget activities for their own needs coverage includes work in
the household that is caring for other family members. This is
irrespective of whether the financial activity is carried out as
agreed by both parents or one parent alone. In addition, if a more
accidental needs to be replaced. Of which, the expenses for the care
and support are recorded by close relatives, where such services for
seriously hiring a foreign caregiver comes into consideration, such as
the Cologne Higher Regional Court has recently ruled. Example: Husband
was injured because of the accident for four months confined to a
wheelchair and was in intensive care this time by his wife and cared
for are, according to these principles, the cost to replace that would
be incurred in the use of a nurse.

Possible with a permanent disability award is also a loss of earnings
loss as a pension. Here are inter alia also takes into account
expected increases in income. If no specific evidence exists, is here
assumed an average income growth.

When asserting that damage items early, comprehensive advice is
essential. You can rely on an accident on the regulation does not
voluntarily accepted by the opposing insurance payments. Experience
has shown that the damage insurance on such items as the above is not
usually indicative of their own.

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